Now Accepting Beta Clients — Get Early Access to Smart Art Financing

Smart finance for
bold walls.

Articulate Finance helps emerging collectors acquire fine art under $15K through smart, structured financing built for today’s high-performers.


Photograph of two women seated on a sofa looking at a laptop screen
Photograph of two women seated on a sofa looking at a laptop screen
Photograph of two women seated on a sofa looking at a laptop screen

Beautiful things, acquired intelligently.

You're not just buying art — you're building a legacy.
Whether you're purchasing for your home, your business, or your portfolio, we make it simple to acquire original works.

Entity-Based Leasing

Use your trust, holding company, or corporation to lease artwork over time.

Maintain liquidity. Optimize tax. Option to own.

Just like a car lease—only better looking on your wall.

Art
Buy Back

Already purchased a piece? We can convert it into a lease and release capital back to you.

Unlock liquidity. Preserve ownership. Keep the art you love.

Turn yesterday’s purchase into today’s smart financial move.

BNPL
Financing

Prefer to own up front? Finance your piece in fixed monthly payments.

No wire transfers. No surprises. No friction.

Art you love, structured to fit your balance sheet.

Close-up photograph of man wearing glasses
Close-up photograph of man wearing glasses

“I wanted to collect a few original pieces but didn’t love the idea of wiring $10K upfront. Articulate structured everything through my corp and made the whole process surprisingly easy.”

“I wanted to collect a few original pieces but didn’t love the idea of wiring $10K upfront. Articulate structured everything through my corp and made the whole process surprisingly easy.”

“I wanted to collect a few original pieces but didn’t love the idea of wiring $10K upfront. Articulate structured everything through my corp and made the whole process surprisingly easy.”

Alex Nuth

CEO

Own it, lease it or pay up front?

Choose the path that fits your style - and your cash flow.

Tax Efficiency

Lease through your corp or trust—monthly payments may be fully deductible.

Tax Efficiency

Lease through your corp or trust—monthly payments may be fully deductible.

Tax Efficiency

Lease through your corp or trust—monthly payments may be fully deductible.

Liquidity-Friendly

Enjoy the art now, pay over time. Preserve your cash flow without compromising on what you want.

Liquidity-Friendly

Enjoy the art now, pay over time. Preserve your cash flow without compromising on what you want.

Liquidity-Friendly

Enjoy the art now, pay over time. Preserve your cash flow without compromising on what you want.

A New Asset Class

Fine art isn’t just beautiful — it’s a strategic, appreciating asset that diversifies your portfolio.

A New Asset Class

Fine art isn’t just beautiful — it’s a strategic, appreciating asset that diversifies your portfolio.

A New Asset Class

Fine art isn’t just beautiful — it’s a strategic, appreciating asset that diversifies your portfolio.

Beautiful things, acquired intelligently.

Art financing, simplified and expertly executed.

Discover the Piece

Find art through a partner gallery, a featured collection, or submit your own.

Explore Your Options

Use our quick pre-approval tool to see what your monthly structure could look like.

Apply in Minutes

Secure your lease or BNPL option with a streamlined digital application.

Photograph of hands using a laptop with charts on the display

Lisa Stein

5 mins

Hi Rowan, I have attached information about the piece I am considering.

art_info.pdf

"Light"

Art Gallery

Price

$6900

Lease

Months

36

$230.67

Discover the Piece

Find art through a partner gallery, a featured collection, or submit your own.

Stakeholders

Use our quick pre-approval tool to see what your monthly structure could look like.

Apply in Minutes

Secure your lease or BNPL option with a streamlined digital application.

Photograph of hands using a laptop with charts on the display

Lisa Stein

5 mins

Hi Rowan, I have attached information about the piece I am considering.

art_info.pdf

Discover the Piece

Explore Your Options

Apply in Minutes

Photograph of hands using a laptop with charts on the display

Lisa Stein

5 mins

Hi Rowan, I have attached information about the piece I am considering.

art_info.pdf

Photo of a woman’s face

Now accepting early clients.

We’re onboarding a select group of early users who want to acquire art through smarter financial structures.

Frequently asked questions

How does art financing through Articulate work?

Do I need to find the art first, or can I get pre-approved?

Who is eligible?

What kind of art is eligible?

Is this available in Canada only?

What lease amounts do you offer?

Are lease payments tax-deductible?

Is there a buyout at the end of a lease?

What if the art gets damaged while I’m leasing it?

Do you still have questions about Articulate?

Start collecting the smart way with
Articulate Finance.

We’ll help you structure your first acquisition—or your next—with the same clarity you bring to every other asset.

Start collecting the smart way with
Articulate Finance.

We’ll help you structure your first acquisition—or your next—with the same clarity you bring to every other asset.

Start collecting the smart way with
Articulate Finance.

We’ll help you structure your first acquisition—or your next—with the same clarity you bring to every other asset.